Terms of sale
Last updated 2026-10-24
These terms apply to digital products sold on this website by Your Name / Business Name (“we”).
Payments
Orders are processed by Lemon Squeezy, which acts as the merchant of record and handles payment and sales tax. Its terms also apply to your purchase.
What you get
A personal licence to use the files for your own business or personal use. You may make copies for your own use. You may not resell, share or redistribute the files, or include them in another product.
No professional advice
Our spreadsheets, calculators and guides are budgeting and planning tools. They are not tax, legal, accounting or financial advice. Tax rules vary by country and situation; consult a qualified professional before making decisions.
Liability
The products are provided as they are. To the extent permitted by law, we are not liable for decisions made using them. Nothing in these terms limits rights you have under consumer law.
Refunds
See our refund policy.
Law
These terms are governed by the laws of Belgium, without affecting mandatory consumer protections where you live.