:root{
  --paper:#F2F5F4; --card:#FFFFFF; --ink:#12332D; --ink-2:#4A625D; --rule:#D3DEDB;
  --tax:#E3A33B; --tax-soft:#FBF0DC; --save:#4F7DD9; --save-soft:#E3EBFA; --yours:#1C8A6C; --yours-soft:#DDF1EA;
  --focus:#4F7DD9;
  --f:"Schibsted Grotesk",system-ui,-apple-system,"Segoe UI",sans-serif;
  --w:1120px; --r:10px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f);font-size:17px;line-height:1.6;font-variant-numeric:tabular-nums}
img,svg{max-width:100%;display:block}
a{color:var(--ink);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:9}

/* header */
.top{border-bottom:1px solid var(--rule);background:var(--paper)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;text-decoration:none;letter-spacing:-.01em}
.logo-mark{display:flex;width:26px;height:26px;border-radius:6px;overflow:hidden}
.logo-mark i{flex:1}.logo-mark i:nth-child(1){background:var(--tax)}.logo-mark i:nth-child(2){background:var(--save);flex:.5}.logo-mark i:nth-child(3){background:var(--yours);flex:2}
.nav{display:flex;gap:22px;align-items:center;font-size:15px}
.nav a{text-decoration:none;color:var(--ink-2)}.nav a:hover{color:var(--ink)}
@media(max-width:720px){.nav a:not(.btn){display:none}}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--ink);color:#fff;font-weight:700;font-size:16px;padding:13px 22px;border-radius:999px;text-decoration:none;border:2px solid var(--ink);cursor:pointer;font-family:inherit}
.btn:hover{background:#0B241F;text-decoration:none}
.btn.ghost{background:transparent;color:var(--ink)}
.btn.ghost:hover{background:var(--card)}
.btn.small{padding:8px 16px;font-size:14px}
.nav .btn{color:#fff}

/* hero */
.hero{padding:64px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:36px}.hero{padding:40px 0 48px}}
h1{font-size:clamp(36px,5.4vw,60px);line-height:1.04;letter-spacing:-.025em;margin:0 0 20px;font-weight:800}
.lede{font-size:20px;color:var(--ink-2);max-width:34em;margin:0 0 28px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.fine{font-size:14px;color:var(--ink-2);margin-top:14px}

/* splitter */
.splitter{background:var(--card);border:1px solid var(--rule);border-radius:16px;padding:26px;box-shadow:0 1px 0 var(--rule),0 18px 40px -24px rgba(18,51,45,.35)}
.splitter label{display:block;font-weight:700;font-size:15px;margin-bottom:8px}
.amount-row{display:flex;align-items:center;border:2px solid var(--ink);border-radius:var(--r);padding:0 14px;background:#fff}
.amount-row span{font-size:28px;font-weight:700;color:var(--ink-2)}
.amount-row input{border:0;outline:0;font:inherit;font-size:34px;font-weight:800;width:100%;padding:10px 8px;color:var(--ink);background:transparent;font-variant-numeric:tabular-nums}
.amount-row:focus-within{outline:3px solid var(--focus);outline-offset:2px}
.bar{display:flex;height:56px;border-radius:var(--r);overflow:hidden;margin:20px 0 6px}
.bar div{transition:flex-grow .35s ease}
.bar .t{background:var(--tax)}.bar .s{background:var(--save)}.bar .y{background:var(--yours)}
.legend{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
.legend div{border-radius:var(--r);padding:10px 12px}
.legend .t{background:var(--tax-soft)}.legend .s{background:var(--save-soft)}.legend .y{background:var(--yours-soft)}
.legend b{display:block;font-size:22px;line-height:1.2}
.legend small{font-size:13px;color:var(--ink-2)}
.rates{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:18px}
.rates label{font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:2px;display:flex;justify-content:space-between}
input[type=range]{width:100%;accent-color:var(--ink)}
@media(max-width:480px){.legend{grid-template-columns:1fr}.legend b{display:inline;margin-right:6px}}
@media(prefers-reduced-motion:reduce){.bar div{transition:none}}

/* sections */
section{padding:72px 0;border-top:1px solid var(--rule)}
h2{font-size:clamp(28px,3.4vw,40px);line-height:1.12;letter-spacing:-.02em;margin:0 0 14px;font-weight:800}
h3{font-size:20px;margin:0 0 6px;line-height:1.3}
.intro{color:var(--ink-2);font-size:18px;max-width:38em;margin:0 0 36px}

/* features */
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:36px 40px}
@media(max-width:860px){.features{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.features{grid-template-columns:1fr}}
.features p{margin:0;color:var(--ink-2);font-size:16px}
.swatch{width:28px;height:6px;border-radius:3px;margin-bottom:12px;background:var(--ink)}

/* sheet preview */
.sheet{background:#fff;border:1px solid var(--rule);border-radius:12px;overflow:auto;margin-top:44px}
.sheet-head{display:flex;gap:2px;padding:10px 12px 0;background:#E9EFED;border-bottom:1px solid var(--rule);font-size:13px}
.sheet-head span{padding:6px 12px;border-radius:6px 6px 0 0;color:var(--ink-2)}
.sheet-head span.on{background:#fff;color:var(--ink);font-weight:700}
.sheet table{border-collapse:collapse;width:100%;min-width:640px;font-size:14px}
.sheet th{background:#0F766E;color:#fff;text-align:right;padding:8px 12px;font-weight:600}
.sheet th:first-child,.sheet td:first-child{text-align:left}
.sheet td{padding:7px 12px;text-align:right;border-bottom:1px solid #EEF2F1}
.sheet tr:nth-child(even) td{background:#F5FAF9}
.sheet tfoot td{font-weight:800;background:#D9EEEA!important}
.sheet .c-t{color:#9A6512}.sheet .c-y{color:var(--yours);font-weight:700}
.caption{font-size:13px;color:var(--ink-2);margin-top:10px}

/* pricing */
.plans{display:grid;grid-template-columns:1fr 1fr;gap:24px;max-width:860px}
@media(max-width:720px){.plans{grid-template-columns:1fr}}
.plan{background:var(--card);border:1px solid var(--rule);border-radius:16px;padding:28px;display:flex;flex-direction:column}
.plan.best{border:2px solid var(--ink)}
.plan .price{font-size:48px;font-weight:800;letter-spacing:-.02em;line-height:1;margin:14px 0 4px}
.plan .price small{font-size:16px;font-weight:600;color:var(--ink-2)}
.plan ul{list-style:none;padding:0;margin:18px 0 26px;flex:1}
.plan li{padding:7px 0 7px 28px;position:relative;border-top:1px solid #EDF1F0;font-size:16px}
.plan li::before{content:"";position:absolute;left:4px;top:15px;width:10px;height:6px;border-left:2px solid var(--yours);border-bottom:2px solid var(--yours);transform:rotate(-45deg)}
.plan li.no{color:#9AACA8}.plan li.no::before{border:0;height:2px;background:#B8C6C3;transform:none;top:19px;width:10px}
.badge{display:inline-block;background:var(--yours-soft);color:var(--yours);font-weight:700;font-size:13px;padding:3px 10px;border-radius:999px;align-self:flex-start}
.plan .btn{width:100%}
.guarantee{margin-top:22px;color:var(--ink-2);font-size:15px;max-width:40em}

/* faq */
.faq{max-width:780px}
.faq details{border-bottom:1px solid var(--rule);padding:4px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:18px;padding:14px 32px 14px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:10px;font-size:24px;font-weight:400;color:var(--ink-2)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 16px;color:var(--ink-2)}

/* article / tool pages */
.page-head{padding:56px 0 24px}
.page-head h1{font-size:clamp(32px,4.4vw,48px)}
.crumbs{font-size:14px;color:var(--ink-2);margin-bottom:14px}
.crumbs a{color:var(--ink-2)}
.prose{max-width:700px}
.prose h2{font-size:28px;margin:44px 0 12px}
.prose h3{margin:28px 0 8px}
.prose p,.prose li{color:#24443E}
.prose ul,.prose ol{padding-left:22px}
.prose table{border-collapse:collapse;width:100%;margin:18px 0;font-size:15px}
.prose th,.prose td{border-bottom:1px solid var(--rule);padding:8px 10px;text-align:left}
.prose th{background:#E9EFED}
.note{background:var(--tax-soft);border-left:4px solid var(--tax);padding:14px 18px;border-radius:0 var(--r) var(--r) 0;margin:24px 0;font-size:15px}
.cta-box{background:var(--ink);color:#fff;border-radius:16px;padding:30px;margin:48px 0}
.cta-box h2,.cta-box h3{color:#fff;margin-top:0}
.cta-box p{color:#C9DAD6}
.cta-box .btn{background:#fff;color:var(--ink);border-color:#fff}
.cta-box .btn:hover{background:#E9EFED}
.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start;padding-bottom:40px}
@media(max-width:860px){.tool-grid{grid-template-columns:1fr}}
.field{margin-bottom:16px}
.field label{display:block;font-weight:700;font-size:15px;margin-bottom:6px}
.field input,.field select{width:100%;font:inherit;font-size:18px;padding:11px 12px;border:2px solid var(--rule);border-radius:var(--r);background:#fff;color:var(--ink)}
.field input:focus,.field select:focus{border-color:var(--ink);outline:none}
.field .hint{font-size:13px;color:var(--ink-2);margin-top:4px}
.result{background:var(--card);border:1px solid var(--rule);border-radius:16px;padding:24px}
.result-row{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid #EDF1F0}
.result-row:last-child{border-bottom:0}
.result-row b{font-size:20px}
.result-row.big b{font-size:30px}
.guide-list{display:grid;gap:0;max-width:780px}
.guide-list a{display:block;padding:22px 0;border-bottom:1px solid var(--rule);text-decoration:none}
.guide-list a h3{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:4px}
.guide-list a p{margin:4px 0 0;color:var(--ink-2)}

/* footer */
footer{border-top:1px solid var(--rule);padding:40px 0 56px;font-size:14px;color:var(--ink-2)}
footer .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer nav{display:flex;gap:18px;flex-wrap:wrap}
footer a{color:var(--ink-2)}